Mining Non-traditional data is key to bridging India’s credit gap

India’s 57 million MSMEs employ 120 million people and contribute 45 percent of the nation’s industrial A less discussed side effect of demonetization is that banks are now sitting on an unprecedented sum of surplus deposits, an amount they are struggling to deploy efficiently. Since demonetization,the central bank has amassed a total of Rs.15.28 lakh…

There’s A Better Way To Serve The Underserved

Instead of basing the financial viability of banking services on a model that includes an over-saturation of branches, there is a better way to support inclusion while also increasing distribution and customer service. Agency banking can provide the best of physical and digital delivery. As Bank of America illustrated when they announced the discontinuation of…