Banks
Solutions for Digital Banking and Payments
Mobile Operators
Retailers
Agency Banking
Omnichannel Banking
Digital Wallet
Empower your customers with an anywhere, anytime banking and payments experience. We are pioneering developments for banks, retailers, mobile operators and other Fintech disruptors across the globe.
The mFino platform delivers ‘building block’ solutions with extensive customisation options that can be managed by analysts, eliminating the need for costly, time-consuming engineering. If you offer financial services, you can leverage mFino’s solutions for your customers – just imagine, build and launch.
What the mFino Platform Can Do For You
Quick Launch with mFino Platform
IoT Payments
Convert any connected device into an endpoint for commerce, expanding your payment acceptance network. Leverage in-built intelligence and analytics tools to improve efficiency and identify additional revenue opportunities
Use chatbots to automate operations, reach more customers, provide a friction-free banking experience, and optimize banks digital services Social Media Banking: Access banking services and payments via social and messaging platforms (facebook, whatsapp, twitter and many others).
No card, no problem – enable your customer to make secure, convenient and frictionless payments through wearables and other NFC devices
Scan,pay and its done – provide your customer the fastest and most convenient payment method available in the market for making payments.
Contextual, location-based customer engagement for retail, hospitality and a multitude of other applications
Access banking services and payments via social networks (facebook, whatsapp, twitter etc).
Power Your Key Initiatives
Agency Banking
Extend branchless banking services through a network of agents take banking to the doorstep of your customers
NBFC
Bank grade software with out of the box functionality for loans, deposits and more to get NBFC operations up and running quickly.
Blockchain
Leverage the most disruptive innovation since the advent of Internet to bring in operational efficiency and transparency, create shared data networks and remove the intermediaries
Group Savings
Mobile apps to effortlessly manage your group savings schemes and provide visibility to everyone
Merchant Hub
Enable seamless configuration and third party integrations, easily facilitate agent assisted commerce and settlements by creating a network of merchants on one singular podium
Public Transportation
Transform your cities public transport network with mFino contactless ticketing and payment solutions for a smoother ride.
Bank in a Box
Step up to the requirements of a modern day with ready to deploy components such as general ledger, interest computation engine, CASA/Deposit/Loan modules, transaction engine, reconciliation, reporting, invoicing and more.
Microfinance
Comprehensive banking functionality for MFIs of any size looking to digitize end-to-end operations, lower costs and scale with ease.
Micro Investments
Expand your goal of financial inclusion to financial success, with micro investment options for the unbanked/underbanked.
Metacash
Tie a purpose to every dollar. Rules based payments to track funds flow of charitable donations
Power Your Banking Initiatives
Digital Banking
Achieve higher automation and related cost efficiencies while offering a continuous contextualised service, helping customers make smarter decisions and delivering engagement and superior banking experience
Omnichannel Banking
Develop new revenue stream, greater profitability and customer relevance with simpler, faster and smarter banking. Be present across channels and deliver a flexible and seamless banking experience to customers; anytime, anywhere.
Agency Banking
Step up to the requirements of a modern day customer and take a step towards delivering a digitised banking experience. Quick to market solution allowing you to personalise products and services to customers.
Digital Wallet
A fully functional wallet with multiple funding source options, budgeting tools and unlimited online and offline payment capabilities
Social Media Banking
Leverage the power of social media and enable payments via social networks to become your customers choice in an interconnected world
Fast Track
Comprehensive onboarding and sales capability that automates the process of customer acquisition, sales, and cross-selling with minimal manual intervention. Deliver unprecedented speed and reach in selling and servicing financial products.
Power Your Commerce Initiatives
Loyalty, Rewards And Marketing
Engage your customers, Ensure their loyalty and Extend benefits. Re-engage them with cross-selling and upselling campaigns, through our ‘template based’ loyalty, rewards and marketing program.
Agent Assisted Commerce
Provide a “platform of products” for the unreached and unbanked in small towns and rural areas. Create a new revenue stream by leveraging your agent network or building a whole new network.
Mobile Wallet
mFino Mobile Wallet is a coming of age upgrade from the physical wallet that facilitates payments and commerce with simplicity and ease.
Merchant Wallet
Bring together engagement, loyalty and payments, and open opportunities to upsell and cross-sell products for your enterprise customers.
Lifestyle Experiences
Integrate products and services offered in different corners of life onto ‘One Platform’ and provide Access to Superior Lifestyle Experiences.