Governments Improve citizen services and deliver efficient governance by digitizing funds disbursements, tax collections, subsidy delivery, pension payouts, etc. through the mFino payments platform. Intro Improve citizen services and deliver efficient governance by digitizing funds disbursements, tax collections, subsidy delivery, pension payouts, etc. through the mFino payments platform.
Shopping Malls Drive traffic to stores in your mall through a differentiated shopper experience from location based incentives and frictionless payments throughout the mall and parking. MFino payments and commerce solutions provide tailored offerings for shopping malls including mobile payments and a location enhanced loyalty platform. Intro Using mFino Wallet, malls can come up with…
Banking providers must leverage data and insights collected throughout the customer journey to create a seamless, personalized experience that builds value, improves satisfaction and reduces costs. Imagine a consumer beginning a pre-approved car loan application at a branch office, snapping pictures of a document for the loan on the way to work, depositing a check…
Open banking provides both a threat and opportunity for financial institutions in the future. Banks and credit unions can either sit on the sideline, or leverage the power of open APIs to compete with both small and big fintech providers. Regulations around open banking, like PSD2, will soon prove to be a boon for technology giants…
As transactions continue to leave the bank branch and the cost structure of supporting physical facilities places legacy organizations at a disadvantage, more banks and credit unions are considering a digital-only delivery alternative. Is this a viable strategy for the future? Digital transformation a survival strategy for banks today. Retail banks in the United States…
Facebook-owned messaging platform WhatsApp has recently launched its payment feature in India, allowing the country’s 200 million users to transfer money through the application. Today, India is one of the biggest markets for WhatsApp. Already having been threatened by the disruptive FinTech startups, banks in India are feeling the heat from the tech giant’s new…
India’s 57 million MSMEs employ 120 million people and contribute 45 percent of the nation’s industrial A less discussed side effect of demonetization is that banks are now sitting on an unprecedented sum of surplus deposits, an amount they are struggling to deploy efficiently. Since demonetization,the central bank has amassed a total of Rs.15.28 lakh…
Instead of basing the financial viability of banking services on a model that includes an over-saturation of branches, there is a better way to support inclusion while also increasing distribution and customer service. Agency banking can provide the best of physical and digital delivery. As Bank of America illustrated when they announced the discontinuation of…
Cupertino, Ca. How can you ensure every penny you donate meets its purpose? Big ticket donations from organizations like Apple, Bank of America, Michael Dell, Facebook and many more generous individuals are anticipated to bring some relief to the recent Hurricane and earthquake-hit areas in and around the Americas. However, a sizable portion of…
mFino offers a comprehensive set of digital banking and payments solutions for banks and service providers through an API layer. It empowers Service Providers with new digital and Fintech solutions to capitalize on the changing landscape. By leveraging mFino middleware and open APIs to improve functionality in their existing legacy systems, financial institutions can not…
